On average most households in the United States have at least three credit cards. There are 609.8 million credit cards held by U.S. Consumers with an average APR of 13.67%. It is easy to see why the nation is in a debt crisis as 98% of the total U.S. revolving debt is made up of [...]

A debt settlement program is designed for consumers with serious unsecured debt (credit cards, medical bills, unsecured loans) problems. These programs are for individuals who  no longer have the income to pay the minimum monthly payment towards their debt and are possibly considering bankruptcy. This debt relief solution is not to be taken lightly and [...]